Financial Freedom Through Smart Investments
We Finance Group connects investors with borrowers, creating a marketplace where your money works harder for you. Invest based on market demand or get quick access to funds when you need them most.
Our platform offers flexible investment options with competitive returns and streamlined loan applications with quick approvals. Join thousands of satisfied clients who have discovered a better way to grow and access capital.
How It Works
Our platform makes investing and borrowing simple, transparent, and rewarding for everyone involved.
Create an Account
Sign up in minutes with your valid ID and banking details. Our verification process is quick and secure.
Choose Your Path
Decide whether you want to invest your funds or apply for a loan based on your financial needs.
Invest or Borrow
Investors: Select your investment amount and term. Borrowers: Complete your loan application.
Enjoy the Benefits
Investors earn competitive returns. Borrowers receive funds quickly with clear repayment terms.
Investors
Platform
Borrowers
Why Choose Us
Market-Based Returns
Our dynamic interest rates adjust based on market demand, ensuring optimal returns for investors and fair rates for borrowers.
Quick Approval Process
Our streamlined verification system allows for loan approvals within hours, with funds disbursed directly to your account.
Flexible Investment Terms
Choose investment periods from 7 to 28 days with the ability to reinvest or withdraw funds based on your financial goals.
Bank-Level Security
Your data and transactions are protected with advanced encryption and security protocols that meet financial industry standards.
Our Services
BORROW FUNDS
Access quick short-term loans tailored to your needs, whether for business expansion, emergency expenses, or personal projects. Our streamlined application process ensures minimal paperwork and fast approvals.
• Loan amounts from R 1,000 to R 30,000
• Flexible repayment terms
• No hidden fees or charges
• Competitive interest rates based on market demand
INVEST FUNDS
Put your capital to work by investing in our loan marketplace. Your funds are distributed to carefully vetted borrowers, generating attractive returns while helping others access needed capital. Our platform makes investing simple and rewarding.
• Investment periods of 7, 14, or 28 days
• Higher returns than traditional savings accounts
• Only 3.5% fee on withdrawals
• Reinvest or withdraw funds at your convenience
Market Statistics
Our platform has been growing steadily, connecting investors and borrowers across South Africa.
R75M+
Total Transaction Volume
50,000+
Registered Investors
15-25%
Average Annual Returns
100%
Client Satisfaction Rate
Market Demand Trends
Our interest rates fluctuate based on real-time market demand, ensuring optimal returns for investors and fair rates for borrowers.
Loan Demand
Interest Rate Threshold
Investment Calculator
See how your investment can grow with We Finance Group's competitive returns.
Calculate Your Returns
Investment Amount (R)
R
10,000
R1,000
R100,000
Investment Period
Current Interest Rates
7 Days:
25%
14 Days:
35%
28 Days:
50%
(R15,000+ investments)Your Estimated Returns
Total Return After 7 Days
R12,500
Interest Earned: R2,500 (25%)
Potential Returns:
14 Days
R13,500
35% Return28 Days
R13,500
35% Return3 Months
R19,531
Compounded6 Months
R38,147
Compounded
About We Finance Group
We Finance Group is a product under "Worldwide Capital (Pty) Ltd" registered as a FSP under the FAIS Act, FSP 16577 founded in 2000. With over two decades of experience in the financial sector, we've built a reputation for reliability, transparency, and innovation.
Our platform connects investors seeking better returns with borrowers needing quick access to capital. We serve large financial institutions, small businesses, betting companies, and individual South African citizens with tailored financial solutions.
We've successfully processed over R 75,000,000.00 within just 36 months, maintaining 100% client satisfaction and growing our user base to over 50,000 individual investors and numerous corporate partners.
Our mission is simple: "ALLOW YOUR MONEY TO WORK FOR YOU."
What Our Clients Say
Don't just take our word for it. Hear from our satisfied investors and borrowers.
Corporate Partners
Partnering up with we Finance group has been a game changer for our organization
We Finance Group is coming in as an angel especially to us betting companies
We also now depend on We Finance Group when it comes to quick loans
Better than financial institutions, PERIOD!
Individual Investors & Borrowers
Sarah M.
Investor since 2021
"I've been investing with We Finance Group for over two years now. The returns are consistently better than what I was getting from my savings account. The platform is easy to use, and I love how transparent they are about where my money is going."
Thabo N.
Borrower
"When my business needed quick capital to fulfill a large order, traditional banks were too slow. We Finance Group approved my loan within hours, and the funds were in my account the next day. This literally saved my business opportunity."
Lerato K.
Investor & Borrower
"I've used We Finance Group both as an investor and a borrower. The dual perspective has shown me how well they balance the needs of both sides. Their customer service is exceptional, and I appreciate how they've created a true financial ecosystem."
Latest News & Updates
Stay informed about market trends, investment opportunities, and company updates.
Q2 2023 Investment Trends
Our analysis shows increasing demand for short-term loans in the retail sector, creating excellent investment opportunities with returns averaging 22% annually.
Published: June 15, 2023We Finance Group Expands to Cape Town
We're excited to announce the opening of our new office in Cape Town, bringing our innovative financial solutions to more South Africans.
Published: May 28, 2023Understanding Risk in P2P Lending
Learn about the various risk factors in peer-to-peer lending and how We Finance Group's vetting process helps mitigate these risks for investors.
Published: April 10, 2023Frequently Asked Questions
Who is eligible for a loan?
To qualify for a loan, you need a valid South African ID or passport with valid permit, a clean credit record (not blacklisted), and an active bank account in your name. We assess each application individually based on our risk assessment criteria.
Who can invest with We Finance Group?
Anyone with a valid bank account can invest through our platform. We welcome individual investors, businesses, and financial institutions looking for better returns on their capital. There's no minimum investment amount to get started.
How long does it take to access my investment returns?
You can choose investment periods of 7, 14, or 28 days based on your financial goals. Once your investment term ends, you can place a withdrawal request which typically processes within 48 hours. You also have the option to reinvest for another term.
What fees do you charge?
Our platform is free to use. We only charge a 3.5% fee on withdrawals. There are no hidden charges, application fees, or monthly maintenance costs. This transparent fee structure ensures you know exactly what to expect.
How are interest rates determined?
Interest rates fluctuate based on market demand. When demand for loans is high, interest rates for investors increase accordingly. You can check current rates before investing, and once your investment is placed, your rate is locked in for that term.
How do you ensure the security of my funds?
We implement bank-level security protocols to protect all transactions. Additionally, we have a rigorous vetting process for borrowers and maintain a contingency fund to mitigate default risks. Your data and financial information are encrypted and protected at all times.
Providing innovative financial solutions since 2000. Registered as a Financial Service Provider under the FAIS Act, FSP 16577.
We connect investors and borrowers through our secure platform, creating a marketplace where both parties benefit from market-driven rates.
Contact Us
Email: info@wefinancegroup.org
Phone: +27 10 510 2699
Office Hours: Monday-Friday, 9am-5pm
© 2025 We Finance Group | A product of Worldwide Capital (Pty) Ltd | FSP 16577 | All rights reserved.
Investing involves risk. Past performance is not indicative of future results. Terms and conditions apply.